Advisory Process
Our Raymond James Financial Advisors at Macco Financial Group, Inc. use a four-step investment strategy we call Prudent Stewardship. We look to help clients identify their core financial goals and needs and then orchestrate strategies designed to meet those goals and needs.
STEP 1: Understand
Prescription without diagnosis is malpractice. We get to know you and your family while gathering information regarding your current circumstances, future goals and concerns. Based on economic data and indicators, we develop forward-looking market assumptions and define return objectives consistent with your risk tolerances.
STEP 2: Design
Your plan may focus on a single objective such as establishing a trust to benefit a child with special needs. Or you may need a plan with multiple solutions: selling a business and developing a retirement plan while also establishing a charitable trust to fund philanthropic desires. Using our forward-looking market assumptions, we construct portfolios designed to achieve positive returns, after taxes and inflation, commensurate with the client’s stated risk tolerance.
STEP 3: Implement
We work with relevant professionals – Raymond James experts as well as your current attorney and/or CPA – to develop effective and efficient solutions to the decisions you make regarding portfolio development. The money managers we choose historically possess the characteristics of positive risk-adjusted returns, an experienced management team, style consistency, and above-average performance. Because asset allocation is such a major portion of your portfolio, we work with you to determine the types of assets that can help meet your particular needs at the level of risk you can afford, along with the appropriate mix of those asset classes.
STEP 4: Manage
Once your solutions are in place, monitoring the progress of your investments is an ongoing process. Our professionally managed accounts are rebalanced automatically. Each component is reviewed applying ongoing research of the forward-looking assumptions, asset allocation decisions and investment managers – all to either stay consistent with your goals or to meet the objective of changing circumstances.
1138 Main Street | Green Bay, Wisconsin 54301 | 920.617.6830 | 920.617.6834 Fax | info@maccofinancial.com