Our Raymond James Financial Advisors at Macco Financial Group, Inc. use a 5 step investment strategy we call Prudent Stewardship. We look to help clients identify their core financial goals and needs and then orchestrate solutions to meet those goals and needs.

Prescription without diagnosis is malpractice. We assess current financial conditions via meetings, interviews, and a written assessment process so that we thoroughly know each client's current situation and objectives. We then define return objectives consistent with each client's risk tolerances.

We seek to achieve positive returns, after taxes and inflation, that are commensurate with the client's stated risk tolerance.

We create professionally managed portfolios which include both equities and fixed income.

We allocate equities between value and growth, and various market capitalizations as appropriate.

We ladder fixed income maturities to help reduce interest rate risk and incorporate global diversification.

We work with money managers possessing the characteristics of positive risk-adjusted returns, an experienced management team, style consistency, and above average performance vs. peers.

Timing and security selection are only a part of a well performing portfolio. Investment management is like cooking; it is more than combining various ingredients you happen to like. Each ingredient must complement the other and serve a purpose.

Contributing factors to portfolio performance are: market timing 1.7%; security selection 2.5%; miscellaneous 2.2% ...and asset allocation 93.6%.

Rebalancing is the process of systematically realigning the portion of one's portfolio that is inconsistent with the client's stated goals and objectives. Rebalancing automatically enforces the old maxim of buy low and sell high. Within our professionally managed accounts, this process is done for each client automatically.